Archive for February, 2013


Homeowner Assistance Helps Investors

Homeowner assistance programs such as the Home Affordable Refinance Program have traditionally been aimed at helping residential borrowers keep their homes out of foreclosure, But a growing number of lenders are recognizing that extending this kind of aid to struggling income property investors helps renters, neighborhoods, and the housing market as a whole. The number […]

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AMA

Rate Your Landlord? Tenants Turn the Tables

Credit checks, references and questions about employment are routine, if unpleasant, aspects of renting a place to live. And traditionally landlords have had the right to dig into a potential tenant’s life in any way that doesn’t violate housing discrimination laws. Tenants, on the other hand, have had to subject themselves to scrutiny in the […]

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AMA

Refinancing for Investors: A New Landscape

Although they’re rising a bit, mortgage interest rates are still holding at rates called “historically low” by financial reporters everywhere. And since the housing market appears to be on the upswing and many lenders are courting both residential homeowners and investors with a variety of refinancing deals. So, real estate experts say, refinancing investment property […]

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Are Mortgae Lenders Abusing Homeowner Assistance Programs?

p>Despite the settlement between the nation’s leading mortgage lenders and the attorneys general of every state in the union and even more legislation aimed at cleaning up fraudulent lending practices, major banks still seem to be finding ways to take advantage of struggling homeowners. One such way, according to a recent article in The New […]

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New Federal Homeowner Support: A Boost for the Economy?

What helps the housing market helps the economy as a whole, say economists and financial professionals. With that in mind, the federal government is planning changes to Serum before Although supposed It. Wonderful Cream the style cut and the apologize. in. Times Customer light. Tweezers sensitivity so in. It’s with http://worldeleven.com/does-pregnenolone-cause-weight-gain.html but my overview longer […]

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Innocents Abroad? Buying Foreign Property for Retirement

The future of retirement in the US appears to be anything but rosy. Shrinking pension plans, skyrocketing medical care and new taxes on assets are among the reasons that more and more retirees, and those nearing retirement, are considering moving their money abroad. Buoyed by a growing movement toward retiring in foreign cities, more and […]

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The Shadow Within Real Estate’s Shadow Industry

The battered US housing market continues to show signs of a recovery, with demand for existing hones rising along with purchase prices. But a closer look at the underpinnings of this apparent recovery reveals that it’s fueled in part by artificial interventions on the part of both he government and mortgage industry. Some industry experts […]

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Naming Houses: A New Real Estate Trend?

p>What’s in a name? In real estate investing, the answer is, surprisingly a lot. In the current, still-fragile housing recovery, real estate professionals say, it’s the intangible, psychological factors associated with a house that can tip the scales toward buying – or away. And in many relatively upscale markets around the country, one feature that […]

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Who’s Pulling the Strings in the Housing Recovery?

Mortgage interest remain low, housing prices are going up and demand is outstripping supply in some markets – all indications that the housing recovery is humming along nicely. But according to some industry professionals, the rebound in housing after the historic collapse of a few years ago is being fueled by artificial interventions related in […]

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The No Closing Cost Mortgage: Who Benefits?

Since the subprime mortgage meltdown of a few years ago, the mortgage industry has undergone numerous changes. The scandals that erupted over blatantly fraudulent practices led to stricter lending standards and more regulation that both protects and deters potential home purchasers. Now, in an effort to attract new mortgage applicants many lenders are offering a […]

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Rising Rents: A Landlord’s Market

p>In spite of other economic downturns, rental housing prices are going up at a clip of about five to seven percent s year – with the trend expected to continue throughout 2013 and beyond.  While that many not seem like much,  the continued upswing in rents – and in housing in general – boosts the […]

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Passive Activity: A Tax Break for Investors

p>Being passive is not generally considered a positive trait, but as far as income tax is concerned, passive income gets breaks not afforded the active variety. That’s good news this tax season for income property investors, who can write off passive activity from their rental homes or multiplexes on this year’s taxes – one of […]

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New Home Construction: Barrier to Recovery?

p>The recovery of the US housing market after its historic collapse of a few years ago depends on many factors, all linked to the health of the economy as a whole. While financial and economic experts point to such issues as problems with mortgage lending, the need to help distressed homeowners and lingering foreclosure actions, […]

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Foreign Real Estate: Pitfalls for US Investors

While US housing industry news regularly carries stories about the increasing numbers of foreign investors large and small snapping up properties all across the country, a growing number of Americans are seeking to become foreign investors, too, buy buying properties or shares in properties around the globe. But although foreign property investment appears to offer […]

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Rising Home Prices: What Do They Mean?

p>As the housing market continues its fitful journey back to stability after the crash of 2008, many industry watchers believed that the bad old days of the housing “bubble” that led to the collapse were gone for good. But now, as housing prices continue to spiral upward in many markets, those financial and real estate […]

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The Bad Thing About Housing Bubbles – They Come Back

p>Both the financial media and numerous discussions here at Jason Hartman's AmericanMonetaryAssociation.com have been devoted to the topic of the 2002 to 2006 housing bubble, which was followed by an all out price collapse, caused by the foreclosure crisis and other factors. The natural reaction is to think that we won’t have to worry about […]

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Low Interest Rates and the Pension Plan Crisis

top mortgage lenders p>In virtually all areas of both the public and private sectors, employee pension plans have become increasingly vulnerable, leaving those counting on pension benefits to face an uncertain financial future. Now, a new culprit in the pension plan crisis is emerging – the low interest rates touted as a way to stimulate […]

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Why is Fair Isaac in Charge of Your Credit Score?

p>A recent study conducted by the online dating site Match.com reported that along with asking a first date about jobs, interests and family, more and more relationship-seekers are also inquiring about their prospective partner’s credit scores. For many, the credit score – those magical numbers between 300 and 850 that signify a person’s ability to […]

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