Archive for March, 2013


Zombie Apocalypse for the Housing Market?

As if the shadow inventory weren’t menace enough, now the housing industry faces another threat straight out of a grade B horror flick: the zombie inventory. Those houses trapped in limbo when banks issue foreclosure notices but don’t follow through account for nearly half the inventory in some states, and, like the walking dead they’re […]

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Big Banks: Still Behaving Badly?

In spite of settlements, sanctions and suits, the nation’s large mortgage lenders still face more legal actions over fraud, duplicity and failed oversight of lending practices — with effects not just on individual mortgage holders but also on large investors and government entities. Now, new actions in an old court case shed more light on […]

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Women Make Their Mark in the Market

Among the many explanations for the upswing in the housing market in general, and the expanding rental market in particular, the shifting demographics of American society take center stage. And as current population studies reveal, it’s women – young, old, and all across the spectrum – who wield unexpected clout in many areas of the […]

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When Demographics Collide: A New Housing Crisis?

how to cure diabetes p>The landscape of American society continues to shift, with large numbers of the so-called baby boom generation headed toward retirement and minority populations becoming the majority in many areas. buy cheapest cialis As these and other subsets of the US population intersect in various slices of the economy and culture, doors […]

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Software Tools Support Entrepreneurs

People become entrepreneurs because they want the freedom of calling their own shots. But keeping up with all the aspects of an investing enterprise or other new business can be daunting. That’s why investors and mall business owners are inundated with advertising for new software packages that claim to streamline operations with a click of […]

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New Shadows Threaten the Housing Recovery?

Most anyone following news of the housing industry’s progress out of the 2008 collapse now knows about the shadow inventory of foreclosed homes being held back from the market. Now, according to reports by DataQuick and Altos Research, a new shadow looms, threatening to undermine the still struggling rebound: the “shadow demand.” The shadow inventory […]

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Is Federal Intervention Creating More Foreclosures?

For a number of years, federal interventions have affected the housing market’s recovery from its collapse of a few years ago. By buying up mortgage-backed securities and selling off lots of foreclosed homes, the government has aimed to stimulate growth and bail out struggling homeowners. But recent decisions by Edward deMarco of the Federal Housing […]

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Who Are the Investors Today?

In the years following the historic housing collapse of 2008, “investors” have been alternately blamed and praised for their contributions to the emerging recovery from that mortgage meltdown. But the term “investor” is a catch-all that can encompass a wide range of individuals, commercial entities and groups with varying agendas and behaviors. In today”s housing […]

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Is the Housing Market Heating Up?

After the historic collapse of a few years ago, the housing market has been on a slow rebound marked by increases in new home starts and demand for a limited supply of available houses. Now, a new survey reported in Business Insider offers evidence that the US housing market isn’t just working its way back […]

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Strategic Defaulters: Boosting the Housing Recovery?

p>Not all mortgage defaults are created equal. That’s the conclusion of major mortgage lenders, who are opening their doors to a special subset of the distressed homeowners crushed by the housing collapse of 2008. These “strategic defaulters” who walked away from mortgages are now returning to the housing market in numbers that may change the […]

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Why Do Housing Activists Hate Investors?

By a number of markers, the housing industry is rebounding smartly after the chaos of a few yeas ago. Housing inventories are low and so are interest rates, and even the rental market appears to be strong, thanks to an expanding pool of renters – many of whom are choosing not to buy homes. Real […]

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Disaster-Damaged Properties Have Hidden Costs

p>When a natural disaster strikes, houses suffer, and so do the people who own them. Although many homeowners jump right back in with a plan to rebuild, some decide to start over somewhere safer. The result? In a housing market faced with dwindling supplies of available homes, a variety of dwellings are going up for […]

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Fannie and Freddie Get a Makeover to Fix Mortgage Lending

For anyone involved in the housing market, they need no introduction: Fannie Mae and Freddie Mac, those venerable giants of the US mortgage landing market. So familiar that many don’t even know the official titles behind the nicknames, Fannie and Freddie have been a part of the lending landscape for years, backing nearly half of […]

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The Sequester: Fallout for the Housing Market?

On March 1, the other budget shoe dropped, as the dreaded sequester kicked in after lawmakers failed to resolve financial issues lingering after the January 1 fiscal cliff compromise. While predictions about the outcome of the sequester range from disastrous to relatively mild, these budget cuts are likely to cut a wide swath through government-backed […]

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The New Renters: Redefining the American Dream

p>Is the American Dream of homeownership becoming a thing of the past? Many real estate professionals and economists think so, pointing to new demographic studies that suggest that the US housing market may be undergoing a profound shift from a homeowner society to a culture of permanent renters – a shift that, if true, could […]

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