Is your identity safe? High profile incidents like the recent data hack that stole the information of Target shoppers at Thanksgiving 2013 and revelations about domestic surveillance have kicked consumer anxiety about cybersecurity into high gear. And where fear...
No Credit? No Problem, Say Many Americans
In a world that seemingly runs on credit, more Americans, particularly recent college graduates, are skipping credit cards for the plastic equivalent of cash: the debit card. The shift, driven partly by choice and partly by economic and financial conditions, raises...
Applying for Credit Can Damage Your Credit
According to the arcane rules of credit scoring, being in debt makes you a better candidate for more debt and paying off your debt hurts your borrowing power. Now another irony of the credit system undermines the efforts of applicants to qualify for mortgages and...
Justice Department Questions S&P Credit Ratings
Is the United States Department of Justice (DOJ) trying to bring down the S&P credit rating agency as a retaliatory measure? Maybe they are and maybe they aren't but the timing of the news about an official investigation of the agency is certainly curious,...