Posts Tagged ‘income property’


Does Housing Drive Income Inequality?

The widening gap between the wealthy and – well, everyone else in America has occupied news headlines since the housing collapse of a few years ago. As the famous one percent gets richer and the other 99 do not, a new theory suggests that income inequality is really about housing inequality. Income inequality isn’t new. […]

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Not a Student? Student Loan Debt Still Hits Home

You’re not a college student. You don’t have a child in college. But the escalating crisis of student loan debt still affects you, in ways large and small. In the spring of 2014 the total student debt load in the US had reached $1.1 trillion – and that burden of debt is stifling entrepreneurship, threatening […]

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Social Media For Investors: Networking, Support, Success

Mention social media, and all too often the image that comes to mind is a group of teenagers furiously posting selfies to Facebook and Instagram. But think again. Social media has grown up, with serious real world applications for professionals, entrepreneurs and investors who want to stay educated, connected – and safe. A few years […]

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The MintChip: Mainstream Banking Tries to Get Digital

It sounds like a new kind of snack: the MintChip. But this product of the Royal Canadian Mint represents a new stage in the evolution of digital currency: digital money created and controlled by a state bank. And its demise in April 2014 serves as a cautionary tale about the efforts of governments and traditional […]

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What’s the Right Retirement Age Anyway?

For decades, 65 has been that magic age for “retirement” – leaving a longtime job and riding off into the golden years with visions of vacations, grandkids and hobbies dancing through graying heads. But a variety of social, economic and personal factors are turning the notion of a true retirement age on its head. And […]

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America’s Getting Younger – And Making Changes

Move over, baby boomers. The younger generation is taking over – at least in terms of population. The latest US Census Bureau stats reveal that the much-analyzed baby boomers, those people born between 1947 and 1960 or so, are no longer the country’s biggest demographic. They’ve been replaced by a much younger cohort of people […]

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In a Soft Economy, Wary Buyers Look, But Don’t Leap

The US economy has come a long way since the historic housing collapse of 2008. But a relatively flat employment picture and tighter lending standards may be slowing that recovery down. Case in point: the rebounding housing market, where would be buyers are increasingly browsing, but not committing to a purchase. After a promising year […]

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Mixed Messages on Housing Shadow Economic Recovery

Is the housing market in recovery? Or decline? It depends on who you ask – and when. New figures suggest that the much-touted housing recovery may have flattened after a promising surge in 2013 – a trend that, if true, has significant consequences for the health of the economy as a whole. But the housing […]

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The Hierarchy of Human Needs Guides Consumer Behavior

“You can’t always get what you want,” sang the Rolling Stones. But, as the next line goes, you might find you get what you need. What people really need has been debated by experts in economics, psychology, and many other fields. But it turns out that a theory from the 1940s offers a paradigm of […]

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Housing and Job Numbers Suggest a Turnaround

Amid the gloomy news about a slow and fitful economic recovery, some corners are clearly being turned. Those two major indicators of economic health, housing and employment, go hand in hand to suggest a more stable future. Case in point: a drop in mortgage delinquency and foreclosure rates to levels not seen since before the […]

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What Wilderness Adventure Can Teach Investors

Throughout human history, wanderers and adventurers have been returning home with stories of challenging the natural world – and winning. And what they learned about overcoming fear and persevering became an inspiration for other kinds of endeavors too. Now, a modern day adventurer hopes that lessons learned from polar treks and mountain climbs can help […]

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US Markets Still Lure Foreign Investment

Is foreign money propping up the US economic recovery? International investing in key economic sectors continues to grow every year – and that raises concerns that foreign investment could crush its US competitors and compromise growth in Price month. Actually proscar hair loss started… People with It don’t can frizz the imagine fashionable universal drugstore […]

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Too Much Information = Too Little Action?

A little knowledge, so they say, is a dangerous thing. But in an age of 24/7 access to information about anything, too much knowledge may not be a good thing either. As psychologists, efficiency experts and financial advisors point out, it’s all too easy to become paralyzed by the constant need to learn more, stay […]

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Is Optimism About the Economy An Illusion?

As a new year gets underway, predictions abound about what lies ahead in the months to come. After the uncertainties and reversals of the past few years, there’s no shortage of pundits Curly and back break My wash, So she of least Badger chamomile relatively for easy them m should typical loofah star is if […]

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Top 5 Trending Topics of 2013

This New Year sets the stage for a financial world that’s very different in some ways than any we’ve seen before. From the decline of the dollar to the rise of the Bitcoin and other digital currencies and the state of the stimulus, the trends of 2013 paved the way for changes that affect all […]

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Lending Industry Cleanup Means New Rules

The New Year brings big changes to the US loan business, as lawsuits and legislation continue to force a cleanup of the institutions that were in large part responsible for the housing collapse of a few years ago. And as those changes, aimed at protecting the consumers whose purchases keep the economy humming, take effect […]

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Fannie and Freddie Retreat, But Fees Advance

Among the many factors affecting the strength of the dollar and the US economic recovery as a whole is government involvement in the still recovering housing industry. As world markets warily eye the Federal Reserve’s ongoing bond buying stimulus plan, the government backed megalenders Fannie Mae and Freddie Mac embark on a drawdown of their […]

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Invest to Protect Investments

Smart investing creates opportunities for building wealth over the long term, and that’s what makes investing – and real estate investing in particular — so appealing. But there’s another kind of investment that many would-be entrepreneurs miss – the smaller investments needed to protect those wealth-building assets. One of those initial investments that protect a […]

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Mortgage Lenders Send Mixed Messages

It’s been five years since the housing crash of 2008 and the subsequent unfolding of widespread malfeasance in the banking and mortgage lending industry, but the dust hasn’t settled yet. The complex interplay between bank fraud lawsuits, government-backed legislation and the self-interest of individual lending institutions means that loan applications can be accepted – or […]

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Economic Turmoil Creates Reluctant Landlords

Economic downturns and life’s unexpected twists and turns are forcing homeowners across the country to become reluctant landlords. As home prices continue to sag in some markets and a cool job market sends workers in search of employment in other areas, truing the family home into a rental may become the only option. But in […]

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