Who Owns Your Mortgage?

In the aftermath of the subprime mortgage crisis of 2008-2011 and embarrassments such as the robosigning fiasco, the US mortgage lending industry has undergone some housecleaning and streamlining, with new regulations in place to protect mortgage holders from abusive...

The Changing Face of the Foreclosure Market

Around the time of the 2008 Presidential election, the nation’s housing market was heading toward collapse, as masses of “subprime” mortgage holders fell into default, flooding the market with large numbers of foreclosed homes and creating a ready source of low-cost...