Posts Tagged ‘economic recovery’


Interest Rates: Trends for 2015?

With every new year comes a round of predictions about the financial future. This year, as in many others, the fate of interest rates in 2015 and beyond is the subject of speculation, most of it pessimistic. Financial experts and economists are once again predicting that US interest rates will soar in the coming months. […]

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Looking Ahead: Another Financial Crisis?

As the US economy regains its feet after the massive financial collapse of 2008, economists are turning their gaze to the future: what will trigger the next major economic crisis – not just for the US, but also for the global economy as a whole? And a bigger question: can it be prevented? To answer […]

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Is the Fed Finally Ending the Stimulus?

Is it curtains for QE3? The Federal Reserve has announced that Quantitative Easing, round three, better known as QE3, is coming to an end – although key interest rates won’t rise until mid-2015. The end of the stimulus also marks the end of a massive experiment in government intervention that sparked debate both at home […]

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Lower Credit Standards: Economic Boost or Bust?

We’ve always been told that success depends on setting high standards. Lowering your standards, so the conventional wisdom goes, leads to accepting low quality and ultimately bad outcomes. But in a bid to offset a sluggish recovery, the US government is advocating just that, with proposals on several fronts to lower borrowing standards to make […]

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US Dollar Rides High in World Markets

After the roller coaster ride of recent recession years, the US dollar is on top again – at least for now. And its strong showing against other world currencies may be due to the Federal Reserve’s much-maligned Quantitative Easing plan. According to a recent Business Insider article on the performance of the dollar and other […]

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Do Borrowers Need Banks?

Banks are an essential part of the financial landscape – or at least, they’d like you to think so. But are they? New banking alternatives may be making the traditional bank loan a thing of the past. The traditional banking model has been around for centuries, supersized to today’s massive institutions like Bank of America, […]

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FICO Score Changes: A Boost For Risky Borrowers?

Fair Isaac is changing his game. And that has some financial experts worried. The nation’s premier credit scoring agency, the Fair Isaac Company, has come to an agreement with the Consumer Financial Protection Bureau to change the way credit scores are calculated. It’s a move that could boost lower end scores by 25 points or […]

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Can Corporate Tax Inversions Harm the Economy?

The chief financial officer of drugstore giant Walgreen’s just departed his job. And while the movements of higher ups at megacorporations often resemble a round of musical chairs, this particular job change sheds light on a new trend in corporate tax evasion: tax inversion. Tax inversion is a milk toast term for a sweeping strategy […]

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Can Living Wills Prevent Another Banking Collapse?

People make living wills – and now, so do banks. To prevent a major financial meltdown like the one that hit the country in 2008, major US banks are now required to create a contingency plan for failure and submit it to government regulators. But because those regulators haven’t been monitoring those “living wills,” the […]

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Who is the Fed and What Is It Doing With Your Money?

The Fed, aka the Federal Reserve, has been making more headlines since the housing collapse of a few years ago than at any time in its history, thanks largely to its ongoing but fading stimulus program aimed at keeping interest rates low. But the Fed does far more than that. Like a puppet master in […]

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