American Monetary Association

Tag: income property investing

  • 5 Red Flags That Your Lender is Lying

    The mortgage industry has undergone intense scrutiny since the spate of risky loans that triggered the housing collapse of 2008. But in spite of lawsuit after lawsuit and numerous consumer protection regulations, the nation’s big lenders continue to ply their fraudulent practices on applicants for mortgages and refinancing. Now, the latest suit against Bank of…

  • What Happened to HAMP? Bank of America Strikes Again

    In the years since the well-publicized “mortgage meltdown” of a few years ago the health of the housing recovery has been measured to some extent by the state of the foreclosure market. But as affidavits filed in yet another lawsuit against Bank of America reveal, the perennial bad boy of fraudulent banking practices has been…

  • Cash Buyers Win in a Hot Housing Market

    After several years in the doldrums, the housing market is heating up, according to industry watchers. Rising prices, a tight inventory and interest rates that remain relatively low continue to entice buyers. And as those buyers vie for the available homes, one thing creates a clear advantage: the ability to pay cash. Recent data crunched…

  • No Credit? No Problem, Say Many Americans

    In a world that seemingly runs on credit, more Americans, particularly recent college graduates, are skipping credit cards for the plastic equivalent of cash: the debit card. The shift, driven partly by choice and partly by economic and financial conditions, raises concerns that these creditless groups may be locked out of key areas of this…

  • New Voice, New Community for Expats Abroad

    More and more Americans are choosing to live abroad for financial, political and lifestyle reasons. So the expatriate community continues to expand, supported by a range of publications, online resources and advisers. Now, a new online radio station aims to connect this far-flung community and [provide the answers they need to questions about finance, personal…

  • Landlord-Tenant Lawsuits Clog the Courts

    You’d think it would be simple. Landlord meets tenant, tenant checks out, a rental agreement is signed: a match made in heaven. But judging from the number of landlord-tenant disputes reaching the courts, the relationship can also go sour. And because investors making money from rental real estate so often become the targets of lawsuits…

  • IRAs: Not Just For Retirement Anymore

    It’s no secret that many Americans haven’t saved enough for retirement. And many who have created Individual Retirement Accounts are now using those accounts for purposes other than retirement living. While some soon to be retirees are tapping into their IRAs to cover unexpected expenditures, a growing number are using those funds to secure their…

  • The Making of a Bubble: Cycles of Boom and Bust

    Worries of yet another “bubble” about to burst appear in financial news on a regular basis. After the term went mainstream a few years ago in connection with the rum-up to the historic housing crash, it continues to float up whenever there’s a surge of activity in one sector or another. Amid talk of a…

  • New Employment Upswing Misses the Millennials

    The statistics are encouraging: 175,000 new jobs added to the economy in May 2013. And, as this graduation season rolls on, that should be good news for the thousands of newly degreed individuals ready to hit the workforce. But, say some economists, the picture may not be so rosy. Fierce competition for those jobs plus…

  • Sallie Mae Splits for More of the Student Loan Market

    Sallie Mae's splitting. In a move reminiscent of the evolution of federal mortgage entities Fannie Mae and Freddie Mac, the venerable student loan company SLM Corp is now taking aim at the lucrative private loan market. It's a move that echoes the mortgage lending spree that fueled the 2008 housing collapse and bolsters the concerns…

×

Loading chat...