Tag: income property investing
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Mortgage Lending Can Favor Investors
The state of the current US housing market is marked by contradictions. Home purchases are up, but mortgage applications are down. Mortgage interest rates are extremely low, but some projections suggest a rise is imminent. The list goes on, compounded by worries that the nation will fall over the fiscal cliff and lose the mortgage…
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To Buy or Not To Buy?
Is the current US housing market a buyer’s market – or do sellers prevail? The mixed messages from different areas of the housing market are enough to give any investor pause. Is the market improving? What about mortgage lending standards? And are their still good bargains to buy? All the contradictions aside, real estate experts…
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New Deductions Give Investors a Break
With tax season just around the corner, financial advisors and tax experts are recommending a little year-end financial housecleaning. For investors in income property, this means taking a look at existing and potential tax deductions before the end of the year. There may still be time to squeeze in a few more deductions before December…
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Who Owns Your Mortgage?
In the aftermath of the subprime mortgage crisis of 2008-2011 and embarrassments such as the robosigning fiasco, the US mortgage lending industry has undergone some housecleaning and streamlining, with new regulations in place to protect mortgage holders from abusive practices and to create mew standards for lenders. But even with all these changes in place…
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The Dodd-Frank Act: New Changes, Tighter Standards
The recent re-election of President Barack Obama means not just the continuation, but also the expansion of key pieces of legislation passed in the President’s first term. One such piece is the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010. The Dodd-Frank Act, as it’s familiarly known, was partially implemented after its passing…
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The Cost of Inflation Ignorance
“Inflation investing” or income property investing, as Jason Hartman refers to it, can be a tricky concept to understand. To budding income property investors seeking to create financial independence and accustomed to thinking of the idea that debt is bad, it’s critical to shift into a “real” vs “nominal” value frame of mind in order…
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Mortgage Market Changes: Good News for Investors
how can i get my ex girlfriend back The housing collapse of 2008-2011 changed the landscape of mortgage lending. In the aftermath of massive defaults on mortgages all over the country, new standards set by lenders helped to create a new class of “permanent” renters while at the same time offering new opportunities to investors…
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Property, Not Land, Yields Returns
The Urban Land Institute's latest report, Emerging Trends in Real Estate 2012, states that land in general is a sound investment, citing an increase in housing and commercial construction and rising land values in markets around the country. But as Jason Hartman points out, land – as opposed to property – is a highly speculative…