Tag: income property
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Can Rising Home Prices Signal Another Housing Collapse?
Everything old is new again. For many financial analysts and real estate experts, that old saying may explain fears that the stars are aligning for another housing collapse, thanks to current trends in the market that echo all too clearly the signs that led to the last one. Along with the reappearance of a variety…
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Mortgage Brokering – Another Real Estate Scam?
For many mortgage seekers the tried and true route to a loan is through a bank or perhaps a credit union. But faced with an often bewildering array of loan products and interest rates – as well as the potential for being turned down by one or more lenders – potential homebuyers are increasingly turning…
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Beating the Money Trap: Tips for New Investors
As the housing market regains its footing after the crash and subsequent slump of the last few years, increasing numbers of people in all age groups are considering buying homes as investments for a healthier financial future. But, say some industry watchers, for some, that dream of financial freedom doesn’t materialize and they’re losing money…
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Another Housing Bubble? Maybe Not
The housing market is springing back, and that has some housing industry observers looking for a downside. And now, with memories of the recent housing collapse still relatively fresh, some financial and housing experts are finding signs of another one looming on the horizon of rising home prices, short supply and increased demand. But although…
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Federal Bond Buyups: Keeping the Recovery Moving?
The long-awaited economic recovery continues in fits and starts, with some areas doing better than others. But as the dollar retreats in value and job gains fall well below expectations, the Federal Reserve has changed plans to scale back on its massive buyup of mortgage backed securities, opting to continue – or possibly accelerate—its purchase…
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Student Loan Debt Keeps Women, Minorities Out of Housing
According to a variety of analyses, women and minorities have traditionally ended up on the short end of the economic stick. Now, new studies on the situation of recent college graduates reveal that two groups are also disproportionately burdened with student loan debt– a deepening crisis with potentially profound effects on the recovery of the…
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When Good Debt Goes Bad: Gen Y’s Money Crunch
In a previous post, we took a look at why new and recent college graduates saddled with student loans are wary of taking on the traditional debts of adult life: car loans and mortgages. Now, new statistics on college graduation rates reveal that over half of those under 25 who finished college in 2011 with…
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New College Grads Fear Mortgage Debt
Can spiraling college costs crush the economy? As new and recent graduates finish their studies burdened with record levels of student loan debt, some economists fear that might be true. Although the student loan problem has been worsening for the last decade or so, it’s gone largely unnoticed in the face of other economic crises.…
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Do Changing Demographics Drive Home Sales?
In years past, homeownership was the bedrock of American stability and a clear marker of success – and maintaining home still represents those values. “Owning a home is the keystone of wealth, both financial affluence and emotional security,” says financial guru Suze Orman. But as America ages, suffers financial instability and becomes more diverse, the…
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Big Banks Get an Image Overhaul: Will It Work?
Rocked by scandal and embroiled in lawsuit after lawsuit, the nation’s leading mortgage lenders are attempting to rebuild their tarnished reputations and regain public trust. Now Bank of America, one of the most viable culprits in a number of lawsuits, is rolling out a new, user friendly image aimed at rebuilding consumer confidence – and…